One thing that a lot of tourists going for international trips do not know is that once they cross the border, the car insurance that had been protecting their cars in their own country does not hold valid. So if someone from the United States of America crosses the international border and reaches Mexico, then they cannot rely on their own car insurance to cover for their car in a new country like Mexico as well.
According to what the U.S. State Departments says on its website:
- U.S. automobile liability insurance is not valid in Mexico, nor is the most collision and comprehensive coverage issued by U.S. companies.
- Motor vehicles insurance is considered invalid in Mexico if the driver is found to be under the influence of alcohol or drugs.
The Mexican auto insurance policy does not recognize auto insurance policies from the companies that are across the border. According to some companies’ policy, it is possible to have coverage if the distance is about twenty-five miles or less from the border but this is not the case for every company. This is why there are Mexican insurance stores set up every now and then for tourists to get the correct insurance for their vehicle if they plan to cross the border with it.
However, the Mexican insurance stores that do provide insurance of vehicles may also be from people who do not live in Mexico. This is a case of scam so you must be sure that your insurance provider is a person with a domicile from Mexico. Mexican authorities do not recognize the vehicle insurance if the person is not a resident of Mexico.
The Mexican insurance store can provide insurance for your cars, autos, RVs, motorcycles, vans, trucks and all the other vehicles that are registered outside of Mexico. Most of these stores offer a high standard when it comes to their insurance. They are reliable and most of them include car rental and all policies related to repair. There are collision deductibles and theft deductibles. Since most of them are online policies, there will be no need for you to have a pen and paper. No one can steal your insurance as well because there will be nothing on paper. Only the companies can see what details you provide!
So all in all, companies like Mexican Insurance Store provide perfect services for you to use as and when you arrive in Mexico on your own vehicle from US or Canada.